Farooq Mann
Founder and Director
Mr Farooq Ahmad Mann holds an MBA from the University of Birmingham and is a Fellow of the
Association of Chartered Certified Accountants, UK (FCCA). He is a Member of the Institute of Singapore
Chartered Accounts and is a Chartered Accountant of Singapore who is a Public Accountant. In addition,
he is a Licensed Insolvency Practitioner in Singapore and is a Member of the Association of Business
Recovery Professionals (UK) (M.A.B.R.P). He has more than 20 years of full time experience in
Insolvency and Restructuring work and has been involved in various litigation support matters, business
valuation engagements and investigation work from time to time.
Mr Farooq Ahmad Mann is the founder and director with of, M/s MANN & ASSOCIATES PAC, Chartered
Accountants of Singapore.
He has also undertaken investigations as Liquidator into insolvent trading, unfair preference payments, uncommercial loans, undervalue transactions, public examinations and recovery actions and legal proceedings to recover assets for the benefit of creditors under a range of insolvency administrations, including Bankrupt Estates and the preparation of investigative reports for financiers and creditors. Mr. Mann provides advice on and accepts appointments to both corporate and personal insolvency matters.
Mr. Mann is the founder and director of M/s Mann & Associates PAC, Chartered Accountants of Singapore. Prior to founding Mann & Associates PAC, Mr. Mann was working with other accounting firms where he conducted insolvency work and litigation support work including forensic investigation work. Mr. Mann personally assisted the partners of these firms on these aspects and also carried on such work in the firm that was previously constituted as M/s Wong Mann & Associates PAC.
At present, Mr. Mann has almost 21 years of full-time experience in Insolvency matters having been appointed as Liquidator, Provisional Liquidator, Judicial Manager, Receiver and Manager, Private Trustee in Bankruptcy and as a Nominee in personal voluntary arrangement matters. In connection with his experience in Insolvency practice, he has been appointed as Liquidator, Provisional Liquidator and Receiver and Manager in some high profile insolvencies and estates having substantial assets.
Mr. Mann has been involved in special work including financial investigations and preparation of business valuations. He has also been involved in examining and reporting on financial aspects of disputes of various kinds including claims for loss profits from business disruption, shareholders’ dispute, matrimonial disputes and valuations of entities and shareholdings of stakeholders in such entities.
His litigation support experience includes the preparation of expert reports, attending Court to provide expert witness testimony on various accounting and forensic investigation related matters as well as contested valuation matters. This aspect of his experience has also required Mr. Mann to participate in hot-tubbing sessions in Court with experts of opposing parties and/or working with opposing experts in assisting the Court on the areas of agreement and areas of dispute between experts.
Mr. Mann’s has experience in the following types of insolvency matters:-
- Members’ and Creditors’ Voluntary Liquidations;
- Court Appointed Liquidations;
- Provisional Liquidations;
- Judicial Management;
- Receivership;
- Schemes of Arrangement;
- Personal Bankruptcy matters;
- Voluntary
Career Highlights and Expertise
- Mann has experience as Liquidator of companies across a broad spectrum of industries, which include companies involved in Shipping, Construction, Commodities, Food & Beverage, Information Technology, service activities incidental to oil and gas extraction, amongst others. His task and responsibility as Liquidator also involves cross-border work for overseas subsidiaries in Dubai, India, Vietnam, Malaysia and others. He has worked with various stakeholders and professionals in these jurisdictions.
- Mann has led teams in the insolvency projects including work involved in the project management of major receivership assignments and has undertaken investigative and forensic accounting work which includes reviewing and analyzing accounting and financial records amongst others to trace assets, discover antecedent transactions, etc. He has also handled and managed all types of Insolvency administrations from large to small, corporate to individual matters. Most of his clients include financial institutions, law firms and corporations both listed and non-listed.
- He has also has held appointment as a Receiver and Manager of a well-known company which is a subsidiary of an entity listed on ASX and is also currently the court appointed judicial manager of a long standing company involved in the transportation
- Mann has been involved in helping struggling companies by working closely with senior management to restructure their debts and finances and by creating a turnaround strategy for these companies.
- In addition to his extensive experience in insolvency management and corporate restructuring experience, Mr. Mann has also worked on various forensic accounting and litigation support assignments including investigations into complex accounting transactions and the preparation of experts reports for Court proceedings and attending in Court to provide expert testimony on such complex
Some of Mr. Mann’s Successful and Notable Cases as an Insolvency Practitioner and in Restructuring Matters
- Mann was appointed Liquidator of a listed company, Enporis Greenz Limited. The liquidation of the company was completed and a return of cash surplus was distributed to shareholders. He is also the Liquidator of Alphomega Research Group Ltd, a company that was previously admitted to the Over The Counter (OTC) Capital on 4 October 2007 but was subsequently terminated of the market making quotation services by the OTC Capital on 27 March 2008 due to the disputes between the company’s major shareholders and its officers, which affected the pricing of the company’s shares.
- Mann was recently appointed as Provisional Liquidator of a public listed company, namely, Swee Hong Limited. The company was previously listed on the stock exchange of Singapore but was delisted sometime early this year owing to financial issues the company was facing. The company attempted to enter into a scheme of arrangement with its creditors but this was unsuccessful and hence a decision was made by the directors to place the company in Provisional Liquidation on 28 September 2020 with Mr. Mann being appointed as the Provisional Liquidator. The challenges that Mr. Mann is currently attending to includes securing the documents, records and available assets of the company and having to deal with the landlord of the company’s premises in this respect, whilst maintaining the status quo of the company for the interim period that the company is in provisional liquidation and until the meeting of the shareholders and creditors is convened by Mr. Mann to decide if the company should be placed in voluntary liquidation. In the course of his duties as Provisional Liquidator, he has had to attend to pressing aspects pertaining to the company’s several construction related projects involving the stakeholders of these projects who include government statutory boards and their consultants as well as the major shareholders of the company. These pressing aspects included urgent matters that need to be attended to with respect to the maintenance of worksites to the satisfaction of regulatory authorities and looking for viable solutions as to how the constructions projects could proceed in the face of the company’s financial position. Mr. Mann also had to engage the company’s employees (both foreign and local work force) and the company was unable to maintain a substantial part of the workforce and had to work with the directors, Ministry of Manpower (“MOM”) and manpower bond insurers in arranging for the smooth transfer and/or repatriation of foreign workers. Aside from this, it was noted that there is an ongoing claim by an investor claiming to have a super priority charge over the company and its assets and this aspect was being challenged by the majority shareholder of the company. In the face of these aspects, Mr. Mann had also to liaise with the office of the Official Receiver and successfully secured an extension of the current 30-day provisional liquidation period to allow Mr. Mann sufficient time to attend to all of these aspects whilst attending to the logistical arrangements of convening a shareholders’ and creditors’ meeting of this public company. Thus, Mr. Mann had to work within these constraints in attending to his duty as provisional liquidator to maintain the status quo and assets of the company.
- Mann was also appointed Receiver and Manager of a company, Natural Fuel Pte Ltd, a subsidiary of Natural Fuel Ltd (listed on ASX) that owns a Biodiesel/Glycerine Plant on Jurong Island and charged to a Debenture holder. This plant was constructed at a cost of more than S$100 million. Pursuant to the terms of the Deed of Debenture, Mr. Mann was appointed Receiver and Manager by the Debenture holder. The Plant was eventually disposed of to a buyer for S$20 million during the course of the receivership. Mr. Mann was also appointed as Receiver and Manager of other companies by a financial institution. Mr. Mann’s appointment as Receiver and Manger of this company raised an important issue pertaining to whether unsecured creditors of the Company have a caveatable interest in land owned by the company but which had been encumbered with the security held by the Debenture holder. The High Court held in favour of the Receiver and Manager and ordered that the caveat lodged by the Liquidators of the company should be removed leaving the Debenture holder’s caveat in place as reported in the High Court’s decision of Power Knight Pte Ltd v. Natural Fuel Pte Ltd (In Compulsory Liquidation) and others [2010] SGHC 75.
- Mann is currently the Court appointed Judicial Manager since October 2019 of M/s Sea-Shore Transportation Pte Ltd, which is a long standing company. This company’s principal activities were in providing comprehensive logistics services including haulage, storage, warehousing and distribution, freight forwarding and ship handlings. During its peak, this company had a turnover in excess of S$10 million. As a Judicial Manager, Mr. Mann is currently working with white knights for the purpose of rehabilitating the company back into a going concern and ensuring that creditors receive the best possible returns as opposed what they stand to achieve in a liquidation scenario. His duties included preparing proposals from interested white knights for creditors to consider and vote upon and for consideration by the Court, providing regular updates to the Court on the progress of the Judicial Management and issues arising therein, preparing costs schedules to update and to assist the Court, taking stock of the company’s assets, property and liabilities, adjudicating the claims of creditors which required Mr. Mann to review documents, employment contracts and other evidence, dealing with various statutory authorities such the MOM the National Trade Union Congress (“NTUC”) concerning complex workers’ claims and claims for retrenchment benefits, obtaining licences from relevant authorities concerning the company’s handling of dangerous goods as part of its ongoing business and liaising with the Jurong Town Corporation (“JTC”) concerning the company’s continued use of land sites leased from JTC at Pioneer and Benoi sectors from which the company’s operations are carried out. Mr. Mann was also regularly required to liaise with various utility providers to ensure an undisrupted supply of utilities for the company’s continued operations. At the same time, Mr. Mann also looked into aspects concerning allegations of impropriety conducted by former management as this was reported on by forensic accountants engaged by the present management prior to the company being placed under Judicial Management as any recoveries from these parties would be to the benefit of the company. Mr. Mann was also required to be in constant liaison with representatives of the present white knights and lawyers appointed by them along with his own appointed lawyers, to ensure the best returns are being obtained by the company.
- Mann was recently appointed by the Court as liquidator of Sports Link Holdings Pte Ltd, a high profile company. This company was a home grown brand name well known for selling sporting goods and sporting apparel and equipment of international brands in the heartlands. These international brands included Adidas, Nike, Puma etc. During its peak, the company boasted revenues in excess of S$55 million and also once owned several investment properties and other fixed assets. The company had been operating many stores and outlets island wide and which carried a substantial amount of assets comprising stock / inventory consisting sports-wear, sports apparel and equipment of the abovementioned international brands. Mr. Mann thus had the dauting task to first secure the company’s substantial stock and inventory from all of these premises and thereafter taking steps to ascertain which of these inventory were subject to retention of title claims and which were subject to agreements binding the company to sale of items in only certain jurisdictions. Once this was ascertained, Mr. Mann had to engage solicitors to obtain legal opinions particularly with respect to the veracity of these retention of title claims and thereafter verifying which creditors wished to exercise their retention of title rights and which creditors were agreeable to allowing their stock/inventory to be sold en bloc with the remaining stock of the company to the highest bidder so as to obtain the best price for the benefit of the company and its general body of creditors. In seeking the highest bidder, Mr. Mann also had to deal with queries from an interested party based in France and he had to consider the impact of EU Regulations if a sale was to be conducted with this party. Whilst attending to these aspects, Mr. Mann also had to manage the expectations of various stakeholders such as various landlords of the company’s various outlets island wide and Receivers appointed by the company’s bankers over one of the company’s properties which was in the midst of a sale in the face of the ongoing COVID-19 pandemic. In particular, landlords were pressing for the return of their respective premises and their expectations had to be managed considering the substantial stock/inventory that were housed on these rented premises. This required Mr. Mann to deal with representatives from various landlords including solicitors appointed by these landlords. Following the successful sale of all of the company’s stock/inventory island wide, Mr. Mann had to co- ordinate the logistical arrangements for the collection of the stock/inventory by the buyer whilst discussing with those retention of title creditors who allowed a sale of their items/stock en bloc, as to how the sale proceeds obtained is to be apportioned to them.
- Mann was also the Court appointed liquidator of a construction company in September 2016. The details of this company cannot be disclosed due to confidentiality issues involving proceedings that had to be filed against the company’s former directors following the outcome of Mr. Mann’s investigations into the affairs and assets of the company. It was noted that the company was involved in several substantial construction projects. As liquidator, Mr. Mann had to secure the available and realizable assets of the company including substantial receivables that needed to be recovered and which were recovered from various debtors and third parties. Mr. Mann had to conduct an in depth investigation into the books and records of the company including the project accounts and as a result, he had to commence proceedings against parties for the recovery of receivables and which proceedings and recoveries were successful. In the course of his in depth investigations, Mr. Mann noted several transactions concerning the former directors and related parties after a thorough review of the available documents and records of the company. Mr. Mann had to consult solicitors to obtain a legal opinion on merits of pursuing claims against these former directors and this culminated in proceedings being filed against them in the High Court by Mr. Mann as Liquidator in the name of the company which included causes of action and claims for breach of fiduciary duties on the part of these directors. Prior to trial, the matter proceeded for mediation and was successfully mediated, the terms of which are confidential.
Particular Experience and Success as Liquidator of Construction companies
Mr. Mann has been appointed Liquidator of various construction companies and/or companies involved in construction projects during the course of his career as an Insolvency practitioner. In one such case, he was appointed liquidator of a property development company which had undertaken various property development projects. The Order of Court provided for an investigative audit at the instance of any of the shareholders. During the course of his appointment as Liquidator, he was required to conduct investigations into various transactions and on the company’s project accounts. These investigations covered and spanned several accounting years and uncovered a complex web of transactions. There were 5 building projects involved in total and the available correspondence had to be scanned and distilled in order to trace the relevant transactions. It was noted that after scrutinising the documents that various suspicious transactions had been masked thus requiring tedious documentary investigations. At the conclusion of his investigations, Mr. Mann found sufficient basis to obtain independent legal advice on what was uncovered and the legal advice obtained validated Mr. Mann’s findings in relation to the aspects uncovered by him and his team. Legal action was subsequently commenced and the work produced moved to into High Court Suit for breach of fiduciary duties and/or statutory duties and/or breach of trust. Subsequently, there was a mediated settlement.
In another liquidation involving a long established construction company, there was a project undertaken by the company on behalf of a hotel which was nearing completion. However, due to the company’s insolvency, the project could not be completed. Upon his appointment as Liquidator, Mr. Mann liaised with the directors to conduct an assessment which included analysis of the project cash flows, the risks involved and the potential returns. His assessment arrived at the conclusion that if the project could be completed, there would be a surplus return available to the company’s creditors. As Liquidator, Mr. Mann thus immediately conducted negotiations with the employers and sub-contractors of the project and with the co-operation of various stakeholders and with the endorsement of the creditors, the project was successfully completed on time and there was surplus available for the company’s creditors.
There are several other construction companies in liquidation where Mr. Mann by exceeding his brief as Liquidator, was successful in recovering monies and in minimizing the liabilities of these liquidated companies.
Particular Experience and Success as Liquidator of Shipping companies and companies involved in the Shipping Industry
Mr. Mann was appointed Liquidator of Forbes Container Lines Pte Ltd, a subsidiary of a company listed in India, Forbes Container Pte Ltd, Pacific International Lines Pte Ltd, PIO Ezion Pte Ltd, Caria Shipping International Pte Ltd, Aquarius Shipping Solutions Pte Ltd, Harmony Innovation Shipping Pte Ltd and Marine Delivery Pte Ltd to name a few. Details of Mr. Mann’s work with respect to Forbes Container Pte Ltd, Caria Shipping International Pte Ltd and Harmony Innovation Shipping Pte Ltd have been set out in Annexure A separately which is in relation to Mr. Mann’s work involving cross-border insolvency.
With respect to Aquarius Shipping Solutions Pte Ltd, Mr. Mann was appointed Liquidator by the High Court on 12 October 2018. He had to review voluminous documents and records of the company including documents pertaining general average guarantees and bonds in relation to a fire accident incident that had occurred on a vessel that had been chartered by the company. In the course of investigating this matter, it was noted that the company had obtained an advance payment from a Hull Club and this Hull Club had appointed solicitors to deal with Mr. Mann in pursuing recoveries of what they had advanced to the company. This required Mr. Mann to conduct an in depth investigation into the facts and matters pertaining to this fire incident including obtaining all relevant and available documents from the directors in relation to this incident. Mr. Mann, with the consent of the creditors, appointed solicitors to provide him with a legal opinion on the validity of certain Settlement Agreements that the company had entered into with the cargo insurers and other parties in relation to this incident just prior to the company being placed in compulsory liquidation. In particular, the issue was whether these Settlement Agreements were void against the Liquidator and whether the same could be disclaimed by the Liquidator. Apart from this, Mr. Mann also sought a legal opinion on the merits of the company’s claims against the cargo insurers with respect to the fire incident. With a favourable opinion in hand in relation to these claims, Mr. Mann is now in discussions with the solicitors for the Hull Club as to whether they are agreeable to taking over the conduct of pursuing such recoveries on behalf of the company, thus saving the company costs of mounting such proceedings itself and in exchange for the Hull Club possibly having priority over a certain portion of what may be recovered from these proceedings.
Particular Experience in Cross Border Insolvency Matters
Mr. Mann has had extensive experience involving cross-border insolvency matters particularly in relation to Court appointed and creditor voluntary liquidations. This has required Mr. Mann to liaise with professionals in Singapore and overseas including law firms and other members of the insolvency profession in the course of administering the liquidation of these companies. A detailed list of these matters are set out in Annexure A attached.
Particular Experience as Judicial Manager
Mr. Mann is currently the Judicial Manager of Sea-shore Transportation Pte Ltd having been appointed by order of the High Court on 4 October 2019. The matter is ongoing as explained in the 4th bullet under the section, Some of Mr. Mann’s Successful and Notable Cases above.
Particular Experience In Restructuring Matters / Scheme of Arrangement
Mr. Mann is was appointed Scheme Manager by the Court for the purpose of arriving at a scheme of arrangement with creditors of companies such as Dry Bulk Singapore Pte. Ltd. and Globe Sea Engineering Pte Ltd. Scheme creditors voted overwhelmingly in favor of the proposed Schemes in both matters.
Particular Experience and Success as Private Trustee In Bankruptcy
Mr. Mann has been appointed Private Trustee In Bankruptcy of several bankruptcy matters. He is presently administering in excess of 10 bankruptcies simultaneously as a Private Trustee. A number of these bankruptcies required Mr. Mann conduct in depth and extensive investigations into the affairs and assets of the relevant bankrupts. In one instance, the bankrupt is the holder of shares in entities based in Singapore, Malaysia and Indonesia. With respect to shares held by the bankrupt in Singapore, Mr. Mann had to obtain a legal opinion from solicitors on claims by the entity as to having a lien over the bankrupt’s shares even though there are no lien or security documents. The matter is ongoing.
In another matter, Mr. Mann after conducting an investigation into the affairs of a particularly recalcitrant and un-cooperative bankrupt, discovered that the bankrupt had transferred assets to the bankrupt’s spouse and which was caught under the avoidance provisions of the then Bankruptcy Act (Cap 20). The spouse in turn had disposed off these assets and obtained the sale proceeds. Mr. Mann, as trustee, after obtaining a legal opinion and the necessary funding from the petitioning creditor, mounted proceedings against the bankrupt’s spouse in the year 2017 so that the proceeds of sale could be recovered for the benefit of the bankrupt’s estate and creditors. Mr. Mann succeed in obtaining the necessary orders of court against the spouse and the matter is ongoing.
Particular Experience As Appointed Nominee In Personal Voluntary Arrangements
In June 2020, Mr. Mann was appointed by the High Court as the Nominee in voluntary arrangements filed in 3 separate applications filed by 3 separate debtors. As the appointed Nominee in which these 3 debtors have submitted a Joint Voluntary Arrangement Proposal (“JVA”) to their creditors, Mr. Mann has been liaising with the Debtors on the provision of information and documents and also in issuing notices of meetings to all known creditors of the Debtors and thereafter moderating the creditors’ meetings that have been held since his appointment. In the course of his role as Nominee, Mr. Mann had to adjudicate the proofs of debt filed by creditors, some of which involved complex loans, convertible loans and share purchase transactions which entailed equally complex and convoluted agreements with complex interest permutations. By reason of these complex transactions and agreements, Mr. Mann had to meticulously review these agreements including investigating into the source of funds from creditors notwithstanding the Debtors’ agreement to some of these debts. In the absence of supporting evidence of funds paid to the Debtors by some creditors, Mr. Mann had to obtain statutory declarations from the Debtors on the payments they received. Thereafter, Mr. Mann also had to engage solicitors to assist him in the adjudication of creditors’ claims in relation to these complex arrangements and interest computations so that his decision on the adjudication of claims could be published to creditors before they voted on the Debtors’ JVA. Mr. Mann is also required as Nominee under the JVA which has since been voted on and approved by the majority of the creditors, to hold all sums that would be paid in due course by the white knight in the JVA on behalf of the Debtors, for onward distribution to creditors in accordance with their respective share proportions.
Professional Qualifications and Licences
- MBA from the University of Birmingham, United Kingdom
- Fellow of the Association of Chartered Certified Accountants, UK (FCCA).
- Chartered Accountant of Singapore (ISCA) and a Public Accountant registered under the Accountants Act (Chap 2).
- Approved Company Liquidator in Singapore
Professional Memberships
- Member of the Institute of Singapore Chartered Accountants (ISCA)
- Fellow of the Insolvency Practitioners Association of Singapore (IPAS)
- Member of the Association of Business Recovery Professionals (UK)
- Fellow of International Association of Restructuring, Insolvency & Bankruptcy Professionals (INSOL)
- Member of the Turnaround Management Association, UK (TMA UK)
- Associate member of the Association of Certified Fraud Examiners (ACFE)
- Member of the American Bankruptcy Institute (ABI)
- Member of the Singapore Institute of Directors (SID)
- Member of the Singapore Institute of Arbitrators (SIARB)
- Member of the Asia Pacific Institute of Experts (APIEx)
- Attended and completed Level 1 of the Chartered Valuer & Appraiser Programme conducted in Singapore under the auspices of the Singapore Accountancy Commission having regard to the International Valuation Standards published by the International Valuation Standards He is now attending Level 2 of this course
Professional Appointments / Executive Committee Member
- Asia Transformation and Turnaround Association Limited, Hong Kong (Executive Committee Member)
Contact
DID: +65 6222 7496
Fax: +65 6222 8768
H/P: +65 9853 6484
Email: farooq.mann@mann.com.sg